Property Due Diligence Checklist

35+ essential checks before signing anything. Tick off each item, track your progress, and don't miss anything critical.

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RERA & Legal Compliance

0 / 5 done

Verify RERA registration number on MahaRERA portal (maharerait.mahaonline.gov.in) Check RERA project completion date and any extensions granted Confirm builder has not violated RERA rules (check complaints section) Verify all promised amenities are mentioned in the RERA registration Confirm carpet area in sale agreement matches RERA-registered carpet area

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Title & Ownership

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Obtain title report from a qualified property lawyer (search back 30 years) Verify Encumbrance Certificate (EC) — no existing loans/mortgages on the property Check 7/12 extract (for land) — confirm seller is the recorded owner Verify NA (Non-Agricultural) order for the land Confirm there are no pending litigation / court orders on the property Check if property is in any notified acquisition zone (road widening, metro)

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Approvals & Permissions

0 / 6 done

Verify building plan is approved by PMC/PCMC/relevant authority Confirm building is constructed as per approved plan (no unauthorized deviations) Verify Commencement Certificate (CC) from municipal authority For ready properties: verify Occupancy Certificate (OC) has been received Check Fire NOC and Environmental Clearance (for large projects) Confirm RERA registration covers the specific wing/building you are buying in

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Financial & Agreement

0 / 7 done

Review all payment milestones in the agreement — match with construction progress Check if GST rate applied is correct (5% for under-construction, 0% for OC received) Verify stamp duty calculation — agree on agreement value before stamping Review cancellation, refund, and delay penalty clauses Confirm parking is included in the agreement (covered parking specified) Check maintenance charges and corpus fund amount in the agreement Review all "extra charges" itemised — are all mentioned in RERA registration?

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Physical Inspection

0 / 7 done

Visit the site at different times (morning, evening) to check neighbourhood quality Check water supply — quality, timing, and availability of tanker backup Verify electrical supply — sanctioned load per flat, DG backup availability Inspect construction quality: walls, windows, flooring, bathroom fittings Check natural ventilation and cross-ventilation in the unit Verify view, floor level, and orientation match what was shown in brochure Test lifts, parking access, and common area lighting

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Society & Handover

0 / 6 done

Ask for the society formation plan — when will RWA/society be formed? Confirm society maintenance charges will match what was promised Verify corpus fund amount and what it covers Check if undivided share of land (UDS) is correctly mentioned in the agreement Obtain NOC from society if buying resale (for flat transfer) Confirm handover possession letter timeline in writing

Disclaimer: This checklist is for general guidance only and does not constitute legal advice. Always engage a qualified property lawyer and chartered accountant for property transactions in India. Requirements may vary by property type, location, and transaction structure.