SIP vs Real Estate Comparator
The great Indian investment debate — settled with numbers. Model your specific property and SIP scenario to see which builds more wealth at your time horizon.
RE Real Estate Path
SIP SIP / Mutual Fund Path
In the SIP scenario, you invest the down payment as a lump sum + continue investing the EMI amount every month in a mutual fund.
8% (conservative)20% (aggressive)
5 years20 years
Enter your numbers to compare real estate vs SIP wealth creation over your time horizon.
Winner after
Real Estate
SIP
Net Wealth Comparison
Note: This model excludes income tax on rental income and SIP gains, leverage effect on real estate returns, and psychological value of home ownership. Both are valid wealth-building strategies — the best choice depends on your financial situation, risk tolerance, and life stage.