Lodha Magnus 4 BHK — The Crown Configuration in Hinjewadi Phase 1
The Magnus 4 BHK is the project’s largest and most prestigious configuration — 1,942 sq ft of carpet area designed for buyers who have outgrown the 3 BHK. This is the unit for the senior IT executive juggling a home office alongside a joint family setup, or the NRI couple returning to Pune who needs to accommodate parents without anyone feeling like a guest. At ₹12,000/sqft, it also happens to be the best per-sqft value in the Magnus lineup.
Floor Plan Breakdown — 1,942 Sq Ft RERA Carpet Area
The 4 BHK layout at Magnus is genuinely practical rather than aspirationally large. Every bedroom has an attached bathroom, and the fourth bedroom is sized usefully — not as a token gesture.
- Master bedroom: ~16×13 ft with ensuite bathroom and dedicated walk-in wardrobe alcove
- Bedroom 2: ~13×11 ft with attached bathroom — works well as parents’ room
- Bedroom 3: ~12×10 ft with attached bathroom — adequate for children or guests
- Bedroom 4: ~11×10 ft with attached bathroom — the home office / study that makes this configuration compelling for WFH professionals
- Living + Dining: ~24×16 ft open-plan — enough space for a 10-seat dining table without crowding the living area
- Kitchen: ~12×9 ft with separate utility/dry area for washing machine and storage
- Bathrooms: 4 (all bedroom-attached; no separate guest toilet)
- Balconies: 2 — one off the living room, one off the master bedroom
- Parking: 2 covered slots (podium parking, included in price)
Full Cost Breakdown — What You Actually Pay
The base price is ₹2.30–2.55Cr. Here is the complete all-in picture:
| Cost Item | Amount |
|---|---|
| Base price (range) | ₹2.30Cr – ₹2.55Cr |
| Stamp duty — male buyer (6%) | ₹13.80L – ₹15.30L |
| Stamp duty — female buyer (5%) | ₹11.50L – ₹12.75L |
| Registration charges | ₹30,000 |
| GST (5% on under-construction) | ₹11.50L – ₹12.75L |
| Total all-in — male (₹2.43Cr mid) | ~₹2.72Cr |
| Total all-in — female (₹2.43Cr mid) | ~₹2.70Cr |
Female buyers save ₹2.25L–₹2.55L on stamp duty by registering in the woman’s name or as primary owner in a joint registration. This saving is meaningful at this ticket size.
Home Loan and EMI — Who Can Afford Magnus 4 BHK
At the ₹2.43Cr mid-price point, the numbers look like this:
- 80% home loan: ₹1.84Cr – ₹2.04Cr
- EMI at 8.5% for 20 years: ₹1,59,400 – ₹1,76,900/month
- Minimum income needed (40% EMI rule): ₹47.8 – ₹53.1 LPA household income
This is firmly a Director/VP-level salary bracket or a dual-income household. The joint home loan structure is the most practical route for most buyers: a couple each earning ₹25 LPA and ₹28 LPA brings combined income to ₹53 LPA, which comfortably clears the eligibility threshold. The bank will assess the lower-income co-borrower’s stability alongside tenure, so both applicants need clean CIBIL scores above 750.
Pre-EMI begins from the first loan disbursement tranche and continues until RERA possession in June 2027. Plan for approximately 8 months of Pre-EMI at partial disbursement before full EMI kicks in.
Magnus 4 BHK vs Panache 4 BHK — Side-by-Side Comparison
| Factor | Magnus 4 BHK | Panache 4 BHK |
|---|---|---|
| Carpet area | 1,942 sq ft | 1,754 sq ft |
| Base price | ₹2.30–2.55Cr | ₹2.00–2.30Cr |
| Rate per sqft | ₹12,000/sqft | ₹13,350/sqft |
| Parking slots | 2 covered | 2 covered |
| Possession | June 2027 | March 2027 |
| Amenities | Club + pool + courts | Club + pool + courts |
| Size advantage | 11% larger | — |
| Per-sqft value | Better | Slightly higher rate |
| Best for | Joint family, senior exec, WFH | Mid-senior exec, 3-month earlier possession |
Magnus 4 BHK delivers 188 sq ft more space than Panache for roughly ₹25L–₹30L more in absolute terms. If you need the space, Magnus is better value per rupee spent. If the Panache footprint is adequate, the ₹25L+ saving and 3-month earlier possession tip the balance towards Panache.
Who Should Buy Magnus 4 BHK
Joint families where parents live with the IT couple — four separate bedrooms with attached bathrooms means genuine privacy for everyone, not just the owners.
Senior IT executives at Director, VP, or above who are upgrading from a 3 BHK and want a forever home rather than a stepping-stone property.
Work-from-home professionals who need a dedicated home office (Bedroom 4) alongside three family bedrooms — a configuration the 3 BHK simply cannot deliver.
NRI families returning to Pune who need to host parents long-term while settling back into city life.
Who Should Not Buy Magnus 4 BHK
Budget-constrained buyers — Panache 4 BHK at ₹2.00–2.30Cr offers a comparable 4-bedroom product for ₹25L–₹30L less. At this ticket size, that gap matters.
Pure investors — 3 BHK units at Magnus offer better per-rupee rental yield and have a much wider tenant universe. The 4 BHK tenant pool in Hinjewadi is significantly smaller; vacancy risk is higher for an investor who is not an owner-occupier.
Related Reading
- Lodha Magnus Hinjewadi Review 2026
- Lodha Magnus 3 BHK Hinjewadi 2026
- Lodha Magnus 2 BHK vs 3 BHK Which to Choose 2026
- Lodha Panache 4 BHK Hinjewadi 2026
- Lodha Panache vs Lodha Magnus 2026
- Home Loan Guide Lodha Hinjewadi 2026
- Joint Home Loan Co-Borrower Guide Pune 2026
- Lodha Magnus Possession Checklist June 2027
